The demand for two-wheelers has always been high and apart from being economical, the two-wheelers are also considered to be the most convenient vehicle, as it helps in beating the heavy city traffic. Taking a bike out of the traffic is much more convenient than getting a car out.
If you compare the latest technology two wheelers with that of the two wheelers of the earlier times, you will see that there is a marked difference between the two. Just as the modern day two wheelers are technologically advanced, similarly even the modern day two wheeler insurance coverage is much more advanced than the insurance coverage given earlier.
If you get two wheeler insurance from a reputed general insurance company you will be entitled to get a number of benefits and if you want to know more about these benefits, you can go through the list given below:
- A reputed general insurance company makes sure that they provide you with cashless claim service and hassle-free inspection
- The insurance company provides coverage for a total or a partial damage to the vehicle that might be caused due to theft or an accident
- The third party body injury and third party damage is also covered under this insurance policy
- If you do not make any claims, then the insurance company makes sure to give a No claim bonus and this no claim bonus provides you with discounts on your insurance premium
- A reputed insurance company makes sure that they are able to settle the claims of a policy holder within 7 working days
- In case you lose your two-wheeler key, the insurance company also assists you to get a new key
- A reputed insurance company makes sure that they let the policy holder know about the depreciation of the parts which might need replacement due to the damage caused by an accident.
- They also provide excellent customer service even on Sundays and holidays in order to ensure an effective claim settlement procedure.
Thus it is quite clear that there are many advantages of getting two wheeler insurance done from a reputed company, however, there are certain things which are not covered under insurance and given below is a list of such things:
- The insurance company does not cover depreciation, wear, and tear or any mechanical breakdown that may be caused to your vehicle
- Damage caused to the vehicle due to nuclear or war perils or due to drunken driving is also not covered under insurance
- The insurance company does not cover any claims which might arise due to contractual liability
So, it is very important that you get bike insurance from one of the most reputed general insurance companies. This will help you to get a policy at quite an optimum rate. Apart from providing you with insurance at a reasonable rate, a reputed general insurance company will also make sure that you are able to get a coverage which best suits your needs and purpose.
